Using Housing for Retirement Planning

Janice Cohen |

Are you getting the most out of every asset you have? If you’re like most people, your home is your biggest asset—especially if you’ve worked hard to pay off your mortgage. When you’re planning for retirement, it’s important to take account of every asset you have, including your home. With careful planning and good guidance, it's possible to leverage your equity in your home safely to not only cover taxes and maintenance but also help secure your long-term financial future. Janice Cohen talks with René Nourse about how reverse mortgages work and discusses with René Nourse how they can be used safely to turn this physical asset into a financial resource that can enhance retirement income and help people secure their long-term financial future.



Janice Cohen is a reverse mortgage specialist with more than 16 years of experience in this special area of lending. She approaches each transaction from the perspective of a mortgage planner, carefully scrutinizing clients’ cash flow, equity position, and assets. Janice takes special care when guiding seniors through the reverse mortgage process. Her goal is to be sure there are no surprises and that clients have control of the process as much as possible.

Janice holds a master’s degree in sacred music. She spent more than 20 years as a cantor in a reform synagogue in New Jersey and still officiates at special events for friends and family. Janice’s husband works for DC Comics; they came to Los Angeles more than a decade ago when he moved from publishing to TV and film.