The basic purpose of insurance—as most people are aware—is to cover you in case something happens that exceeds your ability to pay. Almost everybody has some form of insurance that they are required to carry, either by law (such as auto insurance) or by a lender (such as homeowners’ insurance). Other types of insurance (such as health insurance or disability coverage) might be offered or required by an employer.
Fundamentally, the role of insurance is to safeguard against risk, and for this reason insurance is an important element in a good long-term financial plan. The specifics will depend on your unique situation, but the options usually include some variety of life insurance, long-term care policies, and annuities for income protection in the future. As your career and your assets mature, you should consider reviewing the kinds of health, disability, and homeowners or renters insurance you carry to be sure your lifestyle is protected. Insurance is especially important for women, who on average live longer than men, and who often carry a large share of the load in supporting children, parents, and other loved ones.

UWM Insurance Services serves individuals and couples at all ages and life stages. As professional women, our team is especially attuned to the unique insurance needs of women, including some planning concerns you might not have considered—such as long-term care policies and annuities to meet a variety of financial situations. We will evaluate your current areas and levels of insurance coverage and make recommendations for short-term and long-term changes that you can make to improve your coverage, if needed. Insurance areas and types of coverage include the following:
- Life insurance (Term life, Whole life, and Universal life)
- Disability coverage
- Long-term care
- Annuities for immediate income, fixed income, and variable income needs
You can obtain insurance directly from UWM Insurance Services if you desire. If you already have a working relationship with an insurance professional, we can make our recommendations available for you to share with them.
The Urban Wealth Management team consists of accomplished women professionals of diverse ages, lifestyles, backgrounds, and experiences. We know life can throw curve balls at you. We can help you be prepared to deal with them. Our office is located in El Segundo, California, a short 15-minute drive south of Los Angeles International Airport. We are happy to provide a complimentary 30-minute consultation to discuss your specific insurance needs. Contact us today!