Upcoming Events

At Urban Wealth Management, our mission is to create a supportive and secure environment where women are encouraged to be engaged in their financial affairs and take ownership in creating the life they desire and deserve. Our vision is that every woman should live a life of her design, using her wealth to fulfill her dreams, enjoy her passions, and expand her interests.

Why Your Personal Investment Strategy Should be Like an Apple Pie

Ask any number of smart, accomplished people what goes into an apple pie. What will they say? Well, apples, of course. Dough. Maybe they'll be more specific and say flour, or butter, or cinnamon. But unless they've actually made an apple pie before, their understanding may be a little vague. But it gets more interesting—because if you put the question to people who do know how to make an apple pie, you'll discover a lot of variety in their answers. How much butter and sugar? How much cinnamon? Other spices? Plain top, fancy lattice-work, or crumble? Turns out even something as "basic" as apple pie is not as basic as it seems—and every person has their own unique recipe.

It's the same with personal investment strategies. There are many super-smart, accomplished, busy professional women who don't have a clear idea what goes into an investment strategy. And, honestly, they just don't have a lot of time to spend examining their personal finances, either. Often their plan is, “I’ll get around to it sometime.” 

Maybe you're not sure what questions to ask. Or what your choices are for appropriate investment strategies. That's completely understandable, especially if you've never done this before. (And even if you have done it before, it's always a good idea to check out other recipes.) Choices about investment strategies are as personal as make-up and shoes—and apple pie. But, as with all good recipes, there are some main underlying principles that you can start with. Talk about these with your financial advisor until you get the flavor just right.

Join Diane Manuel on Thursday, April 2nd, for a FREE, 30-minute webinar. She'll cover the basics of personal investment strategies, so you can start gaining clarity and confidence about your investments.

Click Here to Register

 

 

Why Your Personal Investment Strategy Should be Like an Apple Pie

Thursday, April 2, 2020
6:00 – 6:30 p.m.

 


Perfect Your Perfect Pitch: A Smart Women/Savvy Money Podcast

Pitch Perfect

In our April Smart Women/Savvy Money podcast, we'll be joined by internationally acclaimed speaker Mimi Donaldson. She'll show us how to improve the quality of our personal pitch.

You need to sell your best product, which is you. Your personal pitch must be relevant, timely, and effective—and your success will depend on your self-confidence and professionalism. Mimi will provide an action plan to help you use your energy in positive ways to burn off nervousness, understand your audience, and organize your pitch to meet your audience's concerns.

Sign up for the Smart Women/Savvy Money newsletter to be notified when the podcast is available!

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mimi_donaldson_pic.jpg With her combination of sophisticated humor and solid content, Mimi Donaldson is a superstar in the speaking business. She is an official speech coach for TEDx Talks and TED Talks and has created many speeches for executives, celebrities, entrepreneurs, and sales staffs. Before going into the speaking and coaching business, she was a Human Resources Specialist with Walt Disney Company, Northrop Aircraft, and Rockwell International. She earned a Masters Degree from Columbia University Teachers College. Mimi’s latest book is Pitch Perfect: Speak to Grow Your Business in 7 Simple Steps. She is the author of three other books: Necessary Roughness: New Rules for the Contact Sport of Life, Bless Your Stress: It Means You’re Still Alive! and Negotiating for Dummies, which has sold almost 2 million copies and been translated into 6 languages.

 

 


Using Housing for Retirement Planning: A Smart Women/Savvy Money Podcast

Are You Getting the Most Out of Every Asset?

If you're like most people, your home is your biggest asset—especially if you've worked hard to pay off your mortgage. When you're planning for retirement, it's important to take account of every asset you have, including your home. With careful planning and good guidance, it's possible to leverage your equity in your home safely to not only cover taxes and maintenance but also help secure your long-term financial future.

As a licensed Reverse Mortgage Loan Officer, Janice Cohen has seen reverse mortgages transform from an option of last resort to an important element in strategic financial and estate planning. In our May SW/SM podcast, she'll explain how the 2013 Reverse Mortgage Stabilization Act created transparency requirements, standardized procedures, and regulatory oversight that allow borrowers and their families to use reverse mortgages to turn one of their greatest physical assets into a financial resource that can enhance their income and help maintain their lifestyle. Sign up for the Smart Women/Savvy Money newsletter to be notified as soon as the podcast is available!

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Janice Cohen is an HECM Reverse Mortgage Specialist. For the past 15 years, she has helped people in the L.A. area understand how a reverse mortgage works and whether or not it is the right option for them. She takes pride in being able to help homeowners align their housing plans with their retirement and lifestyle goals. Janice has worked directly with lenders such as Wells Fargo, Metlife, and now Retirement Funding Solutions, a division of Synergy One Lending.

 


Slam Your Scammers: A Smart Women/Savvy Money Podcast

Protect Yourself and Strike Back at Scammers

You know how common scams have become these days. Phone scams prey on our uncertainty and politeness. Convincing "phishing" emails try to fool you into giving up good information. It's frustrating, but with a little knowledge, you can fight back. In our June Smart Women/Savvy Money Podcast, "Tech Diva" Zenobia Millet joins us with important tips to empower you to recognize and resist technology-based scams. Technology is a fact of life. So don't let scammers scare you—take control and fight back!

Sign up for the SW/SM Newsletter to be notified when this is available

20150226-michael_timmons-431_crop_2.jpeg Zenobia Millet is the founder of Media Technologies MarketPlace, which aims to make technology "touchable" by helping companies and individuals eliminate their fears and embrace their tools. She is a successful serial entrepreneur, whose other business ventures include luxury car-rental agency Klassy Kars Rental Services of Palm Springs, and The Funding Boutique, which connects small businesses, entrepreneurs, and start-ups with working capital and investors. Zenobia is active and well regarded among L.A.'s community of audio engineers and multimedia producers, and is also known for her deep love and extensive knowledge of jazz. Her online programs Tech Diva and the Luxury Lifestyle Online TV Show and Jazz Sensuals Special on Mixcloud bring her worlds of tech and music together for the enlightenment and entertainment of her audiences.


Retirement is Not for the Weak! A Smart Women/Savvy Money Podcast

Plan Ahead for Your Third Act

When people talk about retirement planning, they usually mean important financial planning activities. However, as retirement draws closer, it's equally essential to prepare for the non-financial challenges that will accompany your transition from employment to your "3rd Act." Retirement involves many emotional, psychological, intellectual, and physical adjustments as people disengage from job identities, schedules, and daily socialization—as well as opportunities to apply their expertise and be recognized for their contributions. Without preparation, joyful expectations for retirement can quickly shift to frustration, boredom, procrastination, depression, and feelings of inadequacy.

In our July podcast, Devra Korwin will provide crucial guidance on how to approach these changes and actively prepare—not only for what you want to do in "Act 3" but also for a potential "Act 4." Sign up for the Smart Women/Savvy Money newsletter to be notified as soon as the podcast is available!

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devra_korwin_sq.jpeg Devra Korwin's passion is coaching people through transitions, whether they're finding a new career, preparing for retirement, increasing self-motivation, or enhancing leadership skills. She is known for her work in coaching, communication, critical thinking, and leadership development and has held senior positions in organization and career development with Cedars-Sinai Medical Center, Kaiser Permanente, the Actors Fund of America—Los Angeles, and Lee Hecht Harrison Outplacement Services. Devra holds an M.A. in Organizational Management from Antioch University and is a certified graduate of the Hudson Coach Institute, as well as a Certified Professional Coach (International Coach Federation) and a Certified Transition and Retirement Coach (Career Partners International). She aims to help people achieve their goals, enhance their lives, assess and address challenges, and implement solutions. In addition to her work in coaching and organization development, Devra has a varied entertainment résumé, including performance, directing, and choreography.


Planning for Elder Care: A Smart Women/Savvy Money Podcast

Housing and Care for Aging Loved Ones

Elder care is a team effort. If you're caring for aging loved ones, you can sometimes feel isolated. However, there are programs and services that you can draw on for support and information and to learn from others who have experienced the same challenges. By the same token, one of the best things you can do for your own family and future caregivers is to make careful and thorough long-term financial and practical plans. Communicating openly and sharing the decision-making load will ensure that your desires are clearly spelled out and your support team is well equipped.

In our August SW/SM podcast, Certified Senior Advisor Loli Ramezani will discuss some of the resources that are available to support elder care, as well as some of the questions that you should anticipate in making your own long-term future plans. Sign up for the Smart Women/Savvy Money newsletter to be notified as soon as the podcast is available!

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loli-ramezani.jpg Loli Ramezani is a Certified Senior Advisor (CSA) and President of Always Best Care—Beach Cities/Los Angeles, which provides short-term and long-term in-home care and helps senior adults find Independent Living or Assisted Living communities if the need arises. Loli is a long-time resident of Manhattan Beach and has served on the Boards of several nonprofits serving the beach cities and neighboring communities. She is also a speaker with Alzheimer’s Los Angeles, educating community groups about caring for people with Alzheimer's Disease, and has facilitated a monthly support group on for families of people living with dementia.


College Planning: A Smart Women/Savvy Money Podcast

Have you ever thought, “How do colleges expect families to pay these high tuition prices?” One reason: as long as someone is willing to pay, they have no incentive to lower their prices. This is particularly true of popular schools, schools with name recognition, and schools in desirable areas. Increased demand, reduced state funding, the rising costs of competitive faculty and staff compensation, and expanding student services are other factors that contribute to rising tuition. The most expensive colleges in the world can cost more than $50,000 per year—and that doesn’t even include room and board!

College financial planning can be an overwhelming process, and poor planning (or none) can leave students and/or families saddled with debt. In our September Smart Women/Savvy Money podcast, Derenda King will present essential information to help you navigate the maze of college funding, answering questions such as 

Will my student qualify for financial aid? Will my investments hurt my student's chances for aid? What do the FAFSA and PROFILE take into account? What do they ignore? What's the best way for grandparents or extended family to help?
 

Sign up for the Smart Women/Savvy Money newsletter to get an email as soon as Derenda's podcast is available!

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d-king-sq.jpg Derenda King is a Certified Financial Planning® professional and a financial advisor with Urban Wealth Management. Before becoming a financial advisor, Derenda worked in higher education and held various positions at local colleges and universities. Although she is no longer in a formal education setting, she is still an educator at heart. She provides comprehensive, holistic financial planning services and is passionate about educating, empowering, and equipping individuals with the knowledge to make more informed decisions about their money.


Impact Investing: A Smart Women/Savvy Money Podcast

ESG/SRI: What’s the Difference?

Investment professionals sometimes get caught up in acronyms: RI, SRI, ESG. They stand for real things—real stances on investing and real business approaches by companies. And they're not quite interchangeable, although they have some things in common. In our October Smart Women/Savvy Money podcast, Margaret Leung of the global investment firm Nuveen will explain the ins, outs, and opportunities of "responsible investing," "socially responsible investing," and "environmental, social, and governance" investing—as well as other ways you can make an impact while also helping secure your own financial future.

Investors have more chances than ever before to use their money for good. Sign up for the Smart Women/Savvy Money newsletter to get an email as soon as this podcast is available!

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margaret-leung-sm.jpeg Margaret Leung leads a team of specialists at Nuveen, one of the global leaders in responsible investing. Margaret's team covers ETFs, 529s, and closed-end funds and is also involved in the development and execution of the Nuveen's distribution plan of these investment vehicles. Margaret started her career in investment with SunAmerica Capital Services and later served as a business development specialist at Invesco, driving business through product and market expertise and partnering on strategic initiatives. She obtained a BA in Psychology and Social Behavior from the University of California, Irvine, and she holds FINRA Series 7 and 65 securities registrations.

 

 

At Urban Wealth Management, our mission is to create a supportive and secure environment where women are encouraged to be engaged in their financial affairs and take ownership in creating the life they desire and deserve. Our vision is that every woman should live a life of her design, using her wealth to fulfill her dreams, enjoy her passions, and expand her interests. If you’re ready to begin the journey, connect with us for a complimentary half-hour chat.